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If they saved enough for a house in three years, either they have a highly lucrative job or they’re in a market where homes are cheap or some combination of the two.
Either they work oil wells in bumfuck South Dakota or they are a SRE with a Silicon Valley company.
Or they don’t live in the US at all. Wild concept, but entertain it for a second
3 years is definitely a good amount of time to get a solid down payment. It’s not like a 25-year-old is going to buy a house with cash.
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Pretending like you chose to live at home
lol